Salaried benefits at a glance
Extended Health Care (Medical)
| Benefit Details | |
Feature | Benefit Plan |
| Waiting Period | No waiting period |
| Deductible – Drugs, Medical Supplies & Services | No Deductible |
| Coverage Termination | At retirement |
| Covered Expenses | |
| Amount Reimbursed |
|
| Hospital | Semi-Private Room |
| Prescription Drugs |
|
| Vision Care |
|
| Out-of-province/Canada Medical Emergency |
|
Medical Supplies and Services | |
| Hearing Aids | $500 per 5 calendar years |
| Orthopedic Appliances | 2 pairs custom made only per calendar year (reasonable & customary) |
| Orthopedic Shoes | 1 pair custom made only per calendar year (reasonable & customary) |
Paramedical Services | |
| Osteopath, Podiatrist, Chiropractor, Naturopath, Massage Therapist, Physiotherapist, Speech Therapist, Psychologist |
|
Extended Health Care (Medical)
Benefit Details
Feature
Benefit Plan
Waiting Period
No waiting period
Deductible – Drugs, Medical Supplies & Services
No Deductible
Coverage Termination
At retirement
Covered Expenses
Amount Reimbursed
- 100% Hospital, Vision Care, Medical Supplies & Services
- 80% Mandatory Generic Drugs
- All maintenance drugs to be dispensed by Express Scripts Canada Pharmacy effective March 01, 2016
Hospital
Semi-Private Room
Prescription Drugs
- Dispensing fee maximum - $7.00
- Dispensing Fee Maximum -$9.00 (Maintenance drugs dispensed by Express Scripts Canada Pharmacy only)
Vision Care
- Eye exams, once per calendar year
- Prescription Glasses / Contacts - $300 per 2 calendar years
- Visual Training $200 per lifetime
Out-of-province/Canada Medical Emergency
- Lifetime maximum of $1,000,000
- ManuAssist - Included
Medical Supplies and Services
Hearing Aids
$500 per 5 calendar years
Orthopedic Appliances
2 pairs custom made only per calendar year (reasonable & customary)
Orthopedic Shoes
1 pair custom made only per calendar year (reasonable & customary)
Paramedical Services
Osteopath, Podiatrist, Chiropractor, Naturopath, Massage Therapist, Physiotherapist, Speech Therapist, Psychologist
- Osteopath, Podiatrist, Chiropractor, Naturopath and Massage Therapist - $500 per calendar year combined
- Physiotherapist, Speech Therapist - $500 per calendar year, each
- Psychologist $300 per calendar year
Dental
| Benefit Details | |
Feature | Benefit Plan |
| Waiting Period | No waiting period |
| Deductible | No Deductible |
| Coverage Termination | At retirement |
| Dental Fee Guide | Current Guide for General Practitioners based on province services are rendered |
| Covered Expenses | |
| Basic and Preventative Services | 100% to a maximum of $2,000 per calendar year combined with Major |
| Dentures and Major Restorative Services | 50% to a maximum of $2,000 per calendar year combined with Preventative and Basic |
| Orthodontics (Children under 19) | 50% to a lifetime maximum of $1,500 |
Dental
Benefit Details
Feature
Benefit Plan
Waiting Period
No waiting period
Deductible
No Deductible
Coverage Termination
At retirement
Dental Fee Guide
Current Guide for General Practitioners based on province services are rendered
Covered Expenses
Basic and Preventative Services
100% to a maximum of $2,000 per calendar year combined with Major
Dentures and Major Restorative Services
50% to a maximum of $2,000 per calendar year combined with Preventative and Basic
Orthodontics (Children under 19)
50% to a lifetime maximum of $1,500
Short Term Disability (STD)
Benefit Details | Benefit Plan | |
| Cost Sharing | 100% Employer Paid | |
| Coverage | Years of service | Benefit Amount |
| 3 months to 1 year | 4 weeks at 100% (full salary) 12 weeks at 66.67% of regular wages | |
| 1+ to 5 years | 10 weeks at 100% (full salary) 6 weeks at 66.67% of regular wages | |
| 5+ years | 100% full wages | |
| Qualifying Period | 7 calendar days | |
| Maximum Benefit Period | 16 weeks | |
| Waiting period | 90 calendar days | |
| Taxable to the Employee | Yes | |
| Definition of disability | Employee is unable to complete own occupation due to illness or not work related injury | |
| Coverage Termination | At retirement, or age 70, whichever is earlier | |
Short Term Disability (STD)
Benefit Details
Benefit Plan
Cost Sharing
100% Employer Paid
Coverage
Years of service
Benefit Amount
3 months to 1 year
4 weeks at 100% (full salary)
12 weeks at 66.67% of regular wages
12 weeks at 66.67% of regular wages
1+ to 5 years
10 weeks at 100% (full salary)
6 weeks at 66.67% of regular wages
6 weeks at 66.67% of regular wages
5+ years
100% full wages
Qualifying Period
7 calendar days
Maximum Benefit Period
16 weeks
Waiting period
90 calendar days
Taxable to the Employee
Yes
Definition of disability
Employee is unable to complete own occupation due to illness or not work related injury
Coverage Termination
At retirement, or age 70, whichever is earlier
Long Term Disability (LTD)
| Benefit Details | |
Benefit Details | Benefit Plan |
| Cost Sharing | 100% Employee Paid |
| Coverage |
* Option 2 requires Manulife’s approval based on the submission of the completed Evidence of Insurability form |
| Maximum Benefit | $10,000 |
| Qualifying Period | 17 weeks |
| Taxable to the Employee | No |
| Definition of disability | Employee is unable to complete own occupation for 2 years followed by the inability to complete any other job thereafter |
| Maximum Benefit Period | To age 65 |
| Coverage Termination | 10 years, or Age 65 less the qualifying period, or retirement, whichever is earlier |
Long Term Disability (LTD)
Benefit Details
Benefit Details
Benefit Plan
Cost Sharing
100% Employee Paid
Coverage
- Option 1: Replaces 50% of monthly earnings
- Option 2: Replaces 66.7% of first $2,500; 50% of the next $3,000 and 40% of the balance
* Option 2 requires Manulife’s approval based on the submission of the completed Evidence of Insurability form
Maximum Benefit
$10,000
Qualifying Period
17 weeks
Taxable to the Employee
No
Definition of disability
Employee is unable to complete own occupation for 2 years followed by the inability to complete any other job thereafter
Maximum Benefit Period
To age 65
Coverage Termination
10 years, or Age 65 less the qualifying period, or retirement, whichever is earlier
Other Benefits
| Basic Life Insurance | 2 times annual earnings, max of $1,000,000/Termination age 70 |
| Basic Accidental Death & Dismemberment | 2 times annual earnings, max of $1,000,000/Termination age 70 |
| Employee Optional Life Insurance Spousal Optional Life Insurance Child Optional Life Insurance | Associate paid. $10,000 to a max of $500,000/Termination age 70 Associate paid. $10,000 to a max of $500,000/Termination age 70 Associate Paid. Two options 1. $10,000 2. $5,000 |
| Tuition Assistance Program | 50% of tuition, registration fees and books for approved courses per calendar year
|
| Retirement | Deferred Profit Sharing Plan (DPSP)
RRSP – personal contribution |
| Employee Stock Purchase Plan | Personal contribution – 15% stock savings |
| Jury/Witness Duty | Employer pays the difference between per diem as a juror and regular earnings when employee has jury duty during regular work schedule. |
| Bereavement Leave | Up to 5 days, depends on the relationship |
| Sick Days | 5 days after 90 days of service |
| Vacation |
|
| Vacation Bonus Day | 1 Vacation Bonus Day if 5 consecutive vacation days are taken between December 15th and March 15th. |
| 10 Paid Statutory Holidays including float days |
Other Benefits
Basic Life Insurance
2 times annual earnings, max of $1,000,000/Termination age 70
Basic Accidental Death & Dismemberment
2 times annual earnings, max of $1,000,000/Termination age 70
Employee Optional Life Insurance
Spousal Optional Life Insurance
Child Optional Life Insurance
Spousal Optional Life Insurance
Child Optional Life Insurance
Associate paid. $10,000 to a max of $500,000/Termination age 70
Associate paid. $10,000 to a max of $500,000/Termination age 70
Associate Paid. Two options 1. $10,000 2. $5,000
Associate paid. $10,000 to a max of $500,000/Termination age 70
Associate Paid. Two options 1. $10,000 2. $5,000
Tuition Assistance Program
50% of tuition, registration fees and books for approved courses per calendar year
- 0 - 3 years of service = $3,000
- 3+ years of service = $5,000
Retirement
Deferred Profit Sharing Plan (DPSP)
RRSP – personal contribution
- Home Depot contribution
- Annual earnings x (3% + discretionary portion)
RRSP – personal contribution
Employee Stock Purchase Plan
Personal contribution – 15% stock savings
Jury/Witness Duty
Employer pays the difference between per diem as a juror and regular earnings when employee has jury duty during regular work schedule.
Bereavement Leave
Up to 5 days, depends on the relationship
Sick Days
5 days after 90 days of service
Vacation
- 3 weeks during 1st year
- 3 weeks after 5 years
- 4 weeks after 10 years
- 5 weeks after 20 years
Vacation Bonus Day
1 Vacation Bonus Day if 5 consecutive vacation days are taken between December 15th and March 15th.
10 Paid Statutory Holidays including float days
* Please see your Store Human Resources Manager for details.
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