Part-time hourly benefits at a glance Saskatchewan
Note: Eligibility for Part-time coverage is based on at least 3-months of service and working an average of 20 hours or more per week
Extended Health Care (Medical)
| Feature | |||
| Eligibility/Waiting Period | Eligibility for Part-time coverage is based on working an average of 15 hours per week or more over a rolling 90-day period. | ||
| Annual Deductible | None | ||
| Coverage Termination | Retirement | ||
| Covered expenses* | Core group benefits plan | Enhanced group benefits plan | |
| Hospital | 50% coverage for semi-private room | 100% coverage for semi-private room | |
| Prescription drugs** |
| Managed prescription drugs (DTF)
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| Vision Care |
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| Out-of-province/Canada Medical Emergency |
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Medical supplies and services | |||
| Private Duty Nursing | 50% up to $10,000 per calendar year | 100% up to $10,000 per calendar year | |
| Hearing aids | No coverage | $500 every 5 calendar years | |
| Orthopedic appliances | No coverage | 80% 2 pair per calendar year | |
| Orthopedic shoes | No coverage | 80% 1 pair per calendar year | |
50% | 80% | ||
Paramedical practitionersOsteopath, Podiatrist, Chiropractor, Naturopath, Massage Therapist, Physiotherapist, Speech Therapist, Acupuncturist | Up to $300 per calendar year for Paramedical and Mental Health practitioners combined | Up to $500 per practitioner per calendar year up to $1,000 | |
Mental Health Practitioners***Clinical Counsellor, Marriage and Family Therapist, Psychoanalyst, Social Worker, Psychotherapist and Psychologist | Up to $300 per calendar year for Paramedical and Mental Health practitioners combined | $1,000 per calendar year for all mental health practitioners combined | |
Extended Health Care (Medical)
Feature
Eligibility/Waiting Period
Eligibility for Part-time coverage is based on working an average of 15 hours per week or more over a rolling 90-day period.
Annual Deductible
None
Coverage Termination
Retirement
Covered expenses*
Core group benefits plan
Enhanced group benefits plan
Hospital
50% coverage for semi-private room
100% coverage for semi-private room
Prescription drugs**
- 50% of drugs
Managed prescription drugs (DTF)
- 80% of Tier 1 drugs
- 60% of Tier 2 drugs
- $7.00 dispensing fee cap for drugs purchased through other pharmacies
- Coverage - generic reimbursement
Vision Care
- Eye exams, once per calendar year
- Prescription glasses / contact lenses, $150 per 2 calendar years
- Eye exams, once per calendar year
- Prescription glasses / contact lenses, $300 per 2 calendar years
Out-of-province/Canada
Medical Emergency
Medical Emergency
- No coverage
- Coinsurance 100%
- Lifetime maximum of $5,000,000
- ManuAssist– Included
Medical supplies and services
Private Duty Nursing
50% up to $10,000 per calendar year
100% up to $10,000 per calendar year
Hearing aids
No coverage
$500 every 5 calendar years
Orthopedic appliances
No coverage
80% 2 pair per calendar year
Orthopedic shoes
No coverage
80% 1 pair per calendar year
50%
80%
Paramedical practitioners
Osteopath, Podiatrist, Chiropractor, Naturopath, Massage Therapist, Physiotherapist, Speech Therapist, Acupuncturist
Up to $300 per calendar year for Paramedical and Mental Health practitioners combined
Up to $500 per practitioner per calendar year up to $1,000
Mental Health Practitioners***
Clinical Counsellor, Marriage and Family Therapist, Psychoanalyst, Social Worker, Psychotherapist and Psychologist
Up to $300 per calendar year for Paramedical and Mental Health practitioners combined
$1,000 per calendar year for all mental health practitioners combined
Dental
| Feature | ||
| Waiting Period | Eligibility for Part-time coverage is based on working an average of 15 hours per week or more over a rolling 90-day period. | |
| Deductible | None | |
| Coverage termination | Retirement or Termination | |
| Dental Fee Guide | Current guide for general practitioners and specialists based on province in which services are rendered (same as current coverage) | |
| Covered Expenses* | Core group benefits plan | Enhanced group benefits plan |
| Basic and Preventative Services | 50% to a maximum of $1,000 per calendar year combined with Dentures and Major | 100% to a maximum of $2,000 per calendar year |
| Dentures and Major restorative services | 25% to a maximum of $1,000 per calendar year combined with Basic and Preventative | 50% to a maximum of $2,000 per calendar year |
| Orthodontics (child and adult) | No coverage | 50% to a lifetime maximum of $1,500 |
| * Reasonable and customary limits apply | ||
| **If you are a Quebec resident, your prescription drug coverage will be subject to and coordinate with RAMQ and other provincial regulations and some coverages are not applicable. | ||
| *** Contact Manulife to confirm coverage eligible in your province | ||
Dental
Feature
Waiting Period
Eligibility for Part-time coverage is based on working an average of 15 hours per week or more over a rolling 90-day period.
Deductible
None
Coverage termination
Retirement or Termination
Dental Fee Guide
Current guide for general practitioners and specialists based on province in which services are rendered (same as current coverage)
Covered Expenses*
Core group benefits plan
Enhanced group benefits plan
Basic and Preventative Services
50% to a maximum of $1,000 per calendar year combined with Dentures and Major
100% to a maximum of $2,000 per calendar year
Dentures and Major restorative services
25% to a maximum of $1,000 per calendar year combined with Basic and Preventative
50% to a maximum of $2,000 per calendar year
Orthodontics (child and adult)
No coverage
50% to a lifetime maximum of $1,500
* Reasonable and customary limits apply
**If you are a Quebec resident, your prescription drug coverage will be subject to and coordinate with RAMQ and other provincial regulations and some coverages are not applicable.
*** Contact Manulife to confirm coverage eligible in your province
Short Term Disability (STD)
Feature | Benefit Plan |
| Cost Sharing | 100% Employer Paid |
| Coverage | replaces 66.7% of weekly earnings |
| Qualifying Period | 7 calendar days |
| Maximum Benefit Period | 16 weeks |
| Waiting period | 90 calendar days |
| Taxable to the Employee | Yes |
| Definition of disability | Employee is unable to complete own occupation due to illness or not work-related injury |
| Coverage Termination | Retirement, termination, or age 70 |
Short Term Disability (STD)
Feature
Benefit Plan
Cost Sharing
100% Employer Paid
Coverage
replaces 66.7% of weekly earnings
Qualifying Period
7 calendar days
Maximum Benefit Period
16 weeks
Waiting period
90 calendar days
Taxable to the Employee
Yes
Definition of disability
Employee is unable to complete own occupation due to illness or not work-related injury
Coverage Termination
Retirement, termination, or age 70
Other Benefits
Feature | Benefit Plan |
| Basic Life Insurance | 1 times annual earnings, max of $1,000,000 |
| Basic Accidental Death & Dismemberment | 1 times annual earnings, max of $1,000,000 |
| Basic Business Travel Accidental Death & Dismemberment Coverage termination | 1 times annual earnings, max of $500,000 At retirement , termination, or age 70, whichever is earlier |
| Tuition Assistance Program | 50% of tuition, registration fees and books for approved courses per calendar year
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| Retirement | Deferred Profit Sharing Plan (DPSP)
RRSP – personal contribution |
| Employee Stock Purchase Plan | Personal contribution – 15% stock savings |
| Jury/Witness Duty | Employer pays the difference between per diem as a juror and regular earnings when employee has jury duty during regular work schedule. |
| Bereavement Leave **** | Up to 5 paid days, depending on the relationship after 90 days of service:
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| Sick/Family Responsibility Leave Paid Benefit **** | 12 paid hours annually, after 1 year of service |
| Vacation rate **** |
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| Float days | Float days after 1 year of service Float days + stat holidays = 10 days holidays for each province |
| ****If applicable statutory entitlements provide for a greater leave (paid or unpaid), the greater right will be applied. Leave entitlements (paid or unpaid) as provided above, are inclusive of, and will be deducted from any statutory leave entitlements. | |
Other Benefits
Feature
Benefit Plan
Basic Life Insurance
1 times annual earnings, max of $1,000,000
Basic Accidental Death & Dismemberment
1 times annual earnings, max of $1,000,000
Basic Business Travel Accidental Death & Dismemberment
Coverage termination
Coverage termination
1 times annual earnings, max of $500,000
At retirement , termination, or age 70, whichever is earlier
At retirement , termination, or age 70, whichever is earlier
Tuition Assistance Program
50% of tuition, registration fees and books for approved courses per calendar year
- 0 - 3 years of service = $3,000
- 3+ years of service = $5,000
Retirement
Deferred Profit Sharing Plan (DPSP)
RRSP – personal contribution
- Home Depot contribution
- Annual earnings x (3% + discretionary portion)
RRSP – personal contribution
Employee Stock Purchase Plan
Personal contribution – 15% stock savings
Jury/Witness Duty
Employer pays the difference between per diem as a juror and regular earnings when employee has jury duty during regular work schedule.
Bereavement Leave ****
Up to 5 paid days, depending on the relationship after 90 days of service:
- 5 days: Spouse, child, parents, siblings
- 3 days: Grandparent, parent/sibling in-laws, a relative who is dependent on the associate for care or assistance.
- 1 day: other close relatives
Sick/Family Responsibility Leave Paid Benefit ****
12 paid hours annually, after 1 year of service
Vacation rate ****
- 6% after 1 year
- 8% after 10 years
- 10% after 20 years)
Float days
Float days after 1 year of service
Float days + stat holidays = 10 days holidays for each province
Float days + stat holidays = 10 days holidays for each province
****If applicable statutory entitlements provide for a greater leave (paid or unpaid), the greater right will be applied. Leave entitlements (paid or unpaid) as provided above, are inclusive of, and will be deducted from any statutory leave entitlements.
