Full-time hourly benefits at a glance
Extended Health Care (medical)
| Feature | ||||
| Waiting Period | 90 days | |||
| Annual deductible | None | |||
| Coverage Termination | Retirement | |||
| Covered Expenses* | Core group benefits plan | Enhanced group benefits plan | ||
| Hospital | 100% coverage for semi-private room | |||
| Prescription drugs (DTF)** | Managed prescription drugs
| Managed prescription drugs
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| Vision Care |
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| Out-of-province/Canada Medical Emergency |
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Medical supplies and services |
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| Orthopedic Appliances | 2 pairs per calendar year | |||
| Orthopedic Shoes | 1 pair per calendar year | |||
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| Private duty nursing | $10,000 per calendar year | $25,000 per calendar year | ||
| Hearing Aids | $500 every 5 calendar years | |||
80% | 100% | |||
Paramedical PractitionersOsteopath, Podiatrist, Chiropractor, Naturopath, Massage Therapist, Physiotherapist, Speech Therapist, Acupuncturist | $500 per practitioner per calendar year up to $1,000 combined | $1,500 combined per calendar year | ||
Mental Health Practitioners***Clinical Counsellor, Marriage and Family Therapist, Psychoanalyst, Social Worker, Psychotherapist and Psychologist | $1,000 per calendar year for all mental health practitioners combined | $1,000 per calendar year for all mental health practitioners combined | ||
Extended Health Care (medical)
Feature
Waiting Period
90 days
Annual deductible
None
Coverage Termination
Retirement
Covered Expenses*
Core group benefits plan
Enhanced group benefits plan
Hospital
100% coverage for semi-private room
Prescription drugs (DTF)**
Managed prescription drugs
- 80% of Tier 1 drugs
- 60% of Tier 2 drugs
Managed prescription drugs
- 90% of Tier 1 drugs
- 70% of Tier 2 drugs
- $9.00 dispensing fee cap for drugs purchased through Express Scripts
- $9.00 dispensing fee cap for drugs purchased through Express Scripts
- Pay Direct drug card
Vision Care
- Eye exam, once per 2 calendar years
- Prescription glasses / contact lenses, 80% coverage up to $300 per 2 calendar years
- Eye exams, once per calendar year
- Prescription glasses / contact lenses, 100% coverage up to $400 per 2 calendar years
Out-of-province/Canada Medical Emergency
- Coinsurance 100%
- Lifetime maximum of $5,000,000
- ManuAssist – Included
Medical supplies and services
- 100% for medical supplies and services
- 80% coverage for orthopedic shoes and orthotics (reasonable and customary)
- 100% for medical supplies and services
- 100% coverage for orthopedic shoes and orthotics (reasonable and customary)
Orthopedic Appliances
2 pairs per calendar year
Orthopedic Shoes
1 pair per calendar year
80% | 100% |
Private duty nursing
$10,000 per calendar year
$25,000 per calendar year
Hearing Aids
$500 every 5 calendar years
80%
100%
Paramedical Practitioners
Osteopath, Podiatrist, Chiropractor, Naturopath, Massage Therapist, Physiotherapist, Speech Therapist, Acupuncturist
$500 per practitioner per calendar year up to $1,000 combined
$1,500 combined per calendar year
Mental Health Practitioners***
Clinical Counsellor, Marriage and Family Therapist, Psychoanalyst, Social Worker, Psychotherapist and Psychologist
$1,000 per calendar year for all mental health practitioners combined
$1,000 per calendar year for all mental health practitioners combined
Dental
| Feature | ||
| Waiting Period | 90 days | |
| Deductible | None | |
| Coverage Termination | Retirement | |
| Dental Fee Guide | Current guide for general practitioners and specialists based on province in which services are rendered (same as current coverage) | |
| Covered Expenses* | Core group benefits plan | Enhanced group benefits plan |
| Basic and Preventative Services | 100% to a maximum of $2,000 per calendar year combined with Dentures and Major | 100% to a maximum of $1,500 per calendar year |
| Dentures and Major Restorative Services | 50% to a maximum of $2,000 per calendar year combined with Basic and Preventative | 60% to a maximum of $3,000 per calendar year |
| Orthodontics (child and adult) | 50% to a lifetime maximum of $1,500 | 50% to a lifetime maximum of $3,000 |
| * Reasonable and customary limits apply | ||
| **If you are a Quebec resident, your prescription drug coverage will be subject to and coordinate with RAMQ and other provincial regulations and some coverages are not applicable. | ||
| *** Contact Manulife to confirm coverage amounts in your province | ||
Dental
Feature
Waiting Period
90 days
Deductible
None
Coverage Termination
Retirement
Dental Fee Guide
Current guide for general practitioners and specialists based on province in which services are rendered (same as current coverage)
Covered Expenses*
Core group benefits plan
Enhanced group benefits plan
Basic and Preventative Services
100% to a maximum of $2,000 per calendar year combined with Dentures and Major
100% to a maximum of $1,500 per calendar year
Dentures and Major Restorative Services
50% to a maximum of $2,000 per calendar year combined with Basic and Preventative
60% to a maximum of $3,000 per calendar year
Orthodontics (child and adult)
50% to a lifetime maximum of $1,500
50% to a lifetime maximum of $3,000
* Reasonable and customary limits apply
**If you are a Quebec resident, your prescription drug coverage will be subject to and coordinate with RAMQ and other provincial regulations and some coverages are not applicable.
*** Contact Manulife to confirm coverage amounts in your province
Short Term Disability (STD)
Benefit Details | Benefit Plan |
| Cost Sharing | 100% Employer Paid |
| Coverage | Replaces 66.7% of weekly earnings |
| Qualifying Period | 7 calendar days |
| Maximum Benefit Period | 16 weeks |
| Waiting period | 90 calendar days |
| Taxable to the Employee | Yes |
| Definition of disability | Employee is unable to complete own occupation due to illness or not work-related injury |
| Coverage Termination | Age 70 or retirement, whichever is earlier |
Short Term Disability (STD)
Benefit Details
Benefit Plan
Cost Sharing
100% Employer Paid
Coverage
Replaces 66.7% of weekly earnings
Qualifying Period
7 calendar days
Maximum Benefit Period
16 weeks
Waiting period
90 calendar days
Taxable to the Employee
Yes
Definition of disability
Employee is unable to complete own occupation due to illness or not work-related injury
Coverage Termination
Age 70 or retirement, whichever is earlier
Long Term Disability (LTD)
Benefit Details | Benefit Plan |
| Cost Sharing | 100% Employee Paid |
| Coverage* | Replaces 50% of monthly earnings |
| Maximum Benefit | $5,000 |
| Qualifying Period | 17 weeks |
| Taxable to the Employee | No |
| Definition of disability | Employee is unable to complete own occupation for 2 years followed by the inability to complete any other job thereafter |
| Maximum Benefit Period | 10-year maximum limit, or age 65 less the qualifying period, or retirement, whichever is earlier |
| Coverage Termination | 10-year maximum limit, or age 65 less the qualifying period, or retirement, whichever is earlier |
Long Term Disability (LTD)
Benefit Details
Benefit Plan
Cost Sharing
100% Employee Paid
Coverage*
Replaces 50% of monthly earnings
Maximum Benefit
$5,000
Qualifying Period
17 weeks
Taxable to the Employee
No
Definition of disability
Employee is unable to complete own occupation for 2 years followed by the inability to complete any other job thereafter
Maximum Benefit Period
10-year maximum limit, or age 65 less the qualifying period, or retirement, whichever is earlier
Coverage Termination
10-year maximum limit, or age 65 less the qualifying period, or retirement, whichever is earlier
Other Benefits
| Basic Life Insurance | 1 x annual earnings, max of $1,000,000 |
| Basic Accidental Death & Dismemberment | 1 x annual earnings, max of $1,000,000 |
| Basic Business Travel AD&D | 1 x annual earnings, max of $500,000 |
| Tuition Assistance Program | 50% of tuition, registration fees and books for approved courses per calendar year
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| Retirement |
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| RRSP | Personal contribution |
| Employee Stock Purchase Plan | Personal contribution – 15% stock savings |
| Jury/Witness Duty | Employer pays the difference between per diem as a juror and regular earnings when employee has jury duty during regular work schedule. |
| Bereavement Leave Paid Benefit ** | Up to 5 paid days, after 90 days of service |
| Sick/Family Responsibility Leave Paid Benefit ** | 24 paid hours annually, after 1 year of service. |
| Sick/Family Responsibility Leave Paid Benefit for British Columbia | 5 instances annually, after 90 days of service |
| Vacation rate** |
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| Vacation Bonus Day | Maximum of 1 vacation bonus day per period (December 15 to March 15). The associate must take a minimum of 5 consecutive vacation days to qualify. |
| Float days | Float days after 1 year of service Float days + stat holidays = 10 days holidays for each province |
| ** If applicable statutory entitlements provide for a greater leave (paid or unpaid), the greater right will be applied. Leaves entitlements (paid or unpaid) as provided above, are inclusive of, and will be deducted from any statutory leave entitlements | |
Other Benefits
Basic Life Insurance
1 x annual earnings, max of $1,000,000
Basic Accidental Death & Dismemberment
1 x annual earnings, max of $1,000,000
Basic Business Travel AD&D
1 x annual earnings, max of $500,000
Tuition Assistance Program
50% of tuition, registration fees and books for approved courses per calendar year
- 0 - 3 years of service = $3,000
- 3+ years of service = $5,000
Retirement
- Deferred Profit Sharing Plan (DPSP) Home Depot contribution
- • Annual earnings x (3% + discretionary portion)
RRSP
Personal contribution
Employee Stock Purchase Plan
Personal contribution – 15% stock savings
Jury/Witness Duty
Employer pays the difference between per diem as a juror and regular earnings when employee has jury duty during regular work schedule.
Bereavement Leave Paid Benefit **
Up to 5 paid days, after 90 days of service
Sick/Family Responsibility Leave Paid Benefit **
24 paid hours annually, after 1 year of service.
Sick/Family Responsibility Leave Paid Benefit for British Columbia
5 instances annually, after 90 days of service
Vacation rate**
- 2 weeks’ time after 1 year (paid at 4% of eligible earnings)
- 3 weeks' time after 5 years (paid at 6% of eligible earnings)
- 4 weeks’ time after 10 years (paid at 8% of eligible earnings)
- 5 weeks’ time after 20 years (paid at 10% of eligible earnings)
- Quebec Only: 3 weeks’ time after 3 years (paid at 6% of eligible earnings)
Vacation Bonus Day
Maximum of 1 vacation bonus day per period (December 15 to March 15). The associate must take a minimum of 5 consecutive vacation days to qualify.
Float days
Float days after 1 year of service
Float days + stat holidays = 10 days holidays for each province
Float days + stat holidays = 10 days holidays for each province
** If applicable statutory entitlements provide for a greater leave (paid or unpaid), the greater right will be applied. Leaves entitlements (paid or unpaid) as provided above, are inclusive of, and will be deducted from any statutory leave entitlements
