Full-time hourly benefits at a glance
Health
| Benefit Details | |
Feature | Benefit Plan |
| Waiting Period | 90 calendar days |
| Deductible – Drugs, Medical Supplies & Services | No Deductible |
| Coverage Termination | At retirement |
| Covered Expenses | |
| Amount Reimbursed |
|
| Hospital | Semi-Private Room |
| Prescription Drugs |
|
| Vision Care |
|
| Out-of-province/Canada Medical Emergency |
|
Medical Supplies and Services | |
| Hearing Aids | $500 per 5 calendar years |
| Orthopedic Appliances | 2 pairs custom made only per calendar year (reasonable & customary) |
| Orthopedic Shoes | 1 pair custom made only per calendar year (reasonable & customary) |
Paramedical Services | |
| Osteopath, Podiatrist, Chiropractor, Naturopath, Massage Therapist, Physiotherapist, Speech Therapist, Psychologist |
|
Health
Benefit Details
Feature
Benefit Plan
Waiting Period
90 calendar days
Deductible – Drugs, Medical Supplies & Services
No Deductible
Coverage Termination
At retirement
Covered Expenses
Amount Reimbursed
- 100% Hospital, Vision Care, Medical Supplies & Services
- 80% Mandatory Generic Drugs
- All maintenance drugs to be dispensed by Express Scripts Canada Pharmacy effective March 01, 2016
Hospital
Semi-Private Room
Prescription Drugs
- Dispensing fee maximum - $7.00
- Dispensing Fee Maximum -$9.00 (Maintenance drugs dispensed by Express Scripts Canada Pharmacy only)
Vision Care
- Eye exams, once per calendar year
- Prescription Glasses / Contacts - $300 per 2 calendar years
- Visual Training $200 per lifetime
Out-of-province/Canada Medical Emergency
- Lifetime maximum of $1,000,000
- ManuAssist - Included
Medical Supplies and Services
Hearing Aids
$500 per 5 calendar years
Orthopedic Appliances
2 pairs custom made only per calendar year (reasonable & customary)
Orthopedic Shoes
1 pair custom made only per calendar year (reasonable & customary)
Paramedical Services
Osteopath, Podiatrist, Chiropractor, Naturopath, Massage Therapist, Physiotherapist, Speech Therapist, Psychologist
- Osteopath, Podiatrist, Chiropractor, Naturopath and Massage Therapist - $500 per calendar year combined
- Physiotherapist, Speech Therapist - $500 per calendar year, each
- Psychologist $300 per calendar year
Dental
| Benefit Details | |
Feature | Benefit Plan |
| Waiting Period | 90 calendar days |
| Deductible | No Deductible |
| Coverage Termination | At retirement |
| Dental Fee Guide | Current Guide for General Practitioners based on province services are rendered |
| Covered Expenses | |
| Basic and Preventative Services | 100% to a maximum of $2,000 per calendar year combined with Major |
| Dentures and Major Restorative Services | 50% to a maximum of $2,000 per calendar year combined with Preventative and Basic |
| Orthodontics (Children under 19) | 50% to a lifetime maximum of $1,500 |
Dental
Benefit Details
Feature
Benefit Plan
Waiting Period
90 calendar days
Deductible
No Deductible
Coverage Termination
At retirement
Dental Fee Guide
Current Guide for General Practitioners based on province services are rendered
Covered Expenses
Basic and Preventative Services
100% to a maximum of $2,000 per calendar year combined with Major
Dentures and Major Restorative Services
50% to a maximum of $2,000 per calendar year combined with Preventative and Basic
Orthodontics (Children under 19)
50% to a lifetime maximum of $1,500
Short Term Disability (STD)
| Benefit Details | |
Benefit Details | Benefit Plan |
| Cost Sharing | 100% Employer Paid |
| Coverage | Replaces 66.7% of weekly earnings |
| Qualifying Period | 7 calendar days |
| Maximum Benefit Period | 16 weeks |
| Waiting period | 90 calendar days |
| Taxable to the Employee | Yes |
| Definition of disability | Employee is unable to complete own occupation due to illness or not work related injury |
| Coverage Termination | Age 70 or retirement, whichever is earlier |
Short Term Disability (STD)
Benefit Details
Benefit Details
Benefit Plan
Cost Sharing
100% Employer Paid
Coverage
Replaces 66.7% of weekly earnings
Qualifying Period
7 calendar days
Maximum Benefit Period
16 weeks
Waiting period
90 calendar days
Taxable to the Employee
Yes
Definition of disability
Employee is unable to complete own occupation due to illness or not work related injury
Coverage Termination
Age 70 or retirement, whichever is earlier
Long Term Disability (LTD)
| Benefit Details | |
Benefit Details | Benefit Plan |
| Cost Sharing | 100% Employee Paid |
| Coverage |
* Option 2 requires Manulife’s approval based on the submission of the completed Evidence of Insurability form |
| Maximum Benefit | $10,000 |
| Qualifying Period | 17 weeks |
| Taxable to the Employee | No |
| Definition of disability | Employee is unable to complete own occupation for 2 years followed by the inability to complete any other job thereafter |
| Maximum Benefit Period | To age 65 |
| Coverage Termination | 10 year maximum limit, or Age 65 less the qualifying period, or retirement, whichever is earlier |
Long Term Disability (LTD)
Benefit Details
Benefit Details
Benefit Plan
Cost Sharing
100% Employee Paid
Coverage
- Option 1: Replaces 50% of monthly earnings
- Option 2: Replaces 66.7% of first $2,500; 50% of the next $3,000 and 40% of the balance
* Option 2 requires Manulife’s approval based on the submission of the completed Evidence of Insurability form
Maximum Benefit
$10,000
Qualifying Period
17 weeks
Taxable to the Employee
No
Definition of disability
Employee is unable to complete own occupation for 2 years followed by the inability to complete any other job thereafter
Maximum Benefit Period
To age 65
Coverage Termination
10 year maximum limit, or Age 65 less the qualifying period, or retirement, whichever is earlier
Other Benefits
| Basic Life Insurance | 1 times annual earnings, max of $1,000,000/Termination age 70 |
| Basic Accidental Death & Dismemberment | 1 times annual earnings, max of $1,000,000/Termination age 70 |
| Basic Business Travel AD&D | 1 times annual earnings, max of $500,000/Termination age 70 |
| Employee Optional Life Insurance | Associate paid, $10,000 to a max of $500,000/Termination age 70 |
| Spousal Optional Life Insurance | Associate paid, $10,000 to a max of $500,000/Termination age 70 |
| Child Optional Life Insurance | Associate paid, Two options 1.) $10,000 2.) $5,000 |
| Tuition Assistance Program | 50% of tuition, registration fees and books for approved courses per calendar year
|
| Retirement | Deferred Profit Sharing Plan (DPSP)
RRSP – personal contribution |
| Employee Stock Purchase Plan | Personal contribution – 15% stock savings |
| Jury/Witness Duty | Employer pays the difference between per diem as a juror and regular earnings when employee has jury duty during regular work schedule. |
| Bereavement Leave | Up to 5 days, depends on the relationship |
| Sick Days | 3 days after 1 year of service |
| Vacation rate |
|
| Vacation Bonus Day | 1 Vacation Bonus Day if 5 consecutive vacation days are taken between December 15th and March 15th. |
| Float days |
|
Other Benefits
Basic Life Insurance
1 times annual earnings, max of $1,000,000/Termination age 70
Basic Accidental Death & Dismemberment
1 times annual earnings, max of $1,000,000/Termination age 70
Basic Business Travel AD&D
1 times annual earnings, max of $500,000/Termination age 70
Employee Optional Life Insurance
Associate paid, $10,000 to a max of $500,000/Termination age 70
Spousal Optional Life Insurance
Associate paid, $10,000 to a max of $500,000/Termination age 70
Child Optional Life Insurance
Associate paid, Two options 1.) $10,000 2.) $5,000
Tuition Assistance Program
50% of tuition, registration fees and books for approved courses per calendar year
- 0 - 3 years of service = $3,000
- 3+ years of service = $5,000
Retirement
Deferred Profit Sharing Plan (DPSP)
RRSP – personal contribution
- Home Depot contribution
- Annual earnings x (3% + discretionary portion)
RRSP – personal contribution
Employee Stock Purchase Plan
Personal contribution – 15% stock savings
Jury/Witness Duty
Employer pays the difference between per diem as a juror and regular earnings when employee has jury duty during regular work schedule.
Bereavement Leave
Up to 5 days, depends on the relationship
Sick Days
3 days after 1 year of service
Vacation rate
- 2 weeks after 1 year (4%)
- 3 weeks after 5 years (6%)
- 4 weeks after 10 years (8%)
- 5 weeks after 20 years (10%)
Vacation Bonus Day
1 Vacation Bonus Day if 5 consecutive vacation days are taken between December 15th and March 15th.
Float days
- Float days after 1year of service
- Float days + stat holidays = 10 days holidays for each province
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